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Should you refinance your Santa Barbara home mortgage at a lower rate?
As a Santa Barbara appliance repair company specializing in oven repair, dishwasher repair, garbage disposal repair, and refrigerator repair as well as other household appliance repairs, we often make referrals to realtors, mortgage brokers and other professionals in the real estate industry.
In an effort to connect our customers with high-quality, “Best of SB” consultants and resources, we decided to spotlight our favorite mortgage professional this month, Gail McAdams, a local Santa Barbara mortgage advisor and founder of McAdams Financial Services.
Gail McAdams attended the University of Wisconsin-Madison and holds a Bachelor of Science Education, MBA University of Wi-Eau Claire 1974 – 1977. Gail is a seasoned financial professional and was a total superstar for us during our mortgage refinance.
My wife and I have been married for 50 years, and we’re no strangers to the Santa Barbara refinancing process. If there is one thing we’ve learned over the years, it’s that you need an experienced mortgage advisor to guide you through the maze of complex decisions related to mortgage refinancing. A smart mortgage advisor will help you get the best rate on your mortgage, save you $500+ in petty fees, several months of time, and lots of sleep!
Despite reports of banks hoarding money, lenders are still making loans. But it has become harder to qualify for one. The mortgage process can be a very stressful event for many people and oftentimes will end badly if you try to go it alone.
Gail McAdams, our mortgage professional, provided us with a road map to help us navigate the new and ever-changing mortgage terrain. Gail was absolutely amazing at explaining the mortgage process and helping us to understand the criteria for mortgage refinancing, such as credit scores, home equity, and employment status (the jobless need not apply).
McAdams Financial Services has a large selection of mortgage programs, and can often qualify you for a loan even if you have been turned down elsewhere. Founder, Gail McAdams interacted with us directly throughout the entire process, providing us with remarkable customer service. She was very prompt when returning our phone calls and answered our questions within hours – even on nights and weekends.
McAdams Financial Services was founded in 1982 in Santa Barbara, California. Gail McAdams started this local family business with the intent to give residents in the Santa Barbara area the personalized service that they deserve and to obtain the lowest possible interest rates. McAdams Financial Services was founded with the goal of building long-lasting relationships between clients in a localized community while making the home-buying process as pleasurable and informative as possible.
My wife and I highly recommend Gail’s mortgage services to any person that values honesty and integrity, and experience. Gail’s staff is professional, knowledgeable, and courteous, and knows and understands the value a customer places on the relationship with their mortgage advisor.
The customer service response is always timely, correct, and professional. Many of the routine tasks associated with a refinance were automated at McAdams Financial Services which, in turn, makes the refinancing process easier in our opinion.
Overall we were incredibly impressed and pleased that we chose Gail as our mortgage advisor. In the past, my wife and I dreaded the inconvenience and confusion of the mortgage refinancing process, but with Gail, it couldn’t have been an easier process. From the first contact, Gail explained the process to us in simple terms we could understand.
We didn’t have to constantly dig up documents to fax over; she told me exactly what I would need at the beginning. Everything went through so smoothly and she was very professional and helpful.
I will highly recommend McAdams Financial Services and Gail to my friends who can spread the word, as well as friends looking to buy or refinance a home. It is our hope that our positive feedback will help Gail to connect with our customers who are in need of a “no surprises” mortgage refinance.
So long for now… we’ll be writing again soon with another exceptional trade or service person with whom we’ve come in contact.
If you or any of your friends and family need to get in touch with Gail, her information is below.
McAdams Financial Services
A California Licensed Mortgage Brokerage
Se Habla Espanol!
NMLS #321459 Ca. Brokers ID #00843594
217 East Anapamu Street, Santa Barbara CA 93101
phone: 805-963-1496 fax: 805-965-4328
email: mcadams@mcadamsfinancial.com
Site: http://www.mcadamsfinancial.com
About Yost Appliance Inc.: As the oldest appliance service company in Santa Barbara, Goleta, Carpinteria, and surrounding areas, Yost Appliance Inc. has been a premier source of repair and maintenance services for household appliances since 1969. The highly skilled technicians at Yost Appliance are capable of repairing nearly every brand and model of appliance on the market and are renowned for their attention to detail, dedication, and commitment to their clients.